Geico’s online account center allows you to add new vehicles, switch between insurance types, improve your policy options and even drop certain portions of coverage as long as your coverage is still within the laws set by the state you are in. The one who resides Because of this convenience, you can assume canceling your policy is as simple as clicking a couple of links. But that is not the case. You cannot cancel your Geico insurance policy online, but alternative methods exist. Before attempting to cancel your policy, prepare yourself. You may have to meet specific requirements before your policy can be withdrawn.
Surrendering your Vehicle Plate and Registration
Most states require auto insurance for your vehicle to be registered or plated. If your state requires you to relinquish your license plate when you sell your car, it probably also requires you to indulge your license plate if you fall uninsured for any other reason. Even if you’re undertaking significant repairs or beginning a lengthy restoration, you’ll likely need to turn in your license plate to the state. If required by law, Geico will request proof that the license plate has been delivered to the state before canceling your insurance policy. The procedure varies by state, but in most cases, you can turn the container to your local DMV office and provide a receipt or confirmation number.
ChangingInsurance Carriers Insurance companies exist in a very competitive market, and almost every company ensures you can save a considerable amount of money on your insurance policy. As a result, changing insurance companies regularly have become commonplace. In some states, Geico must receive proof that you have obtained new insurance before policy cancellation. If you fail to provide evidence or refuse to provide it, Geico cannot stop you from canceling your policy. Mail Cancellation
There are only two ways to cancel your Geico insurance: by phone or mail. If you decide to cancel by mail, send the letter at least 30 days before the date you want your insurance to cancel. This gives Geico ample time to request additional information, if necessary, and ensures that you receive confirmation that your insurance will be canceled on the date of request.
Geico has multiple addresses for mail, depending on where you live in the United States. To ensure you have the correct shipping address, visit the Geico Mailing Addresses page and select ‘Auto Insurance’ under the category drop-down list. Directly below, determine the current status of your written policy. Geico supplies you with three different addresses – the usual payment address, late payment address, and correspondence address. Send your cancellation letter to the correspondence address. Be sure to include proof that your plate has been delivered or transferred, a bill of sale, or evidence that you have obtained insurance through another company. Any generic cancellation letter, But be sure to include your policy number in the letter and your full name and address.
If you want to cancel your insurance immediately, call Geico Customer Support Online at 1-800-861-8380. When the automated phone service answers your call, say ‘cancel the insurance policy.’ When asked what type of policy you call about, say ‘Auto.’ When prompted, say yes if you or your spouse is currently on active duty military, after reading your account number for the automated service system. You will be prompted to save for the next available agent. Suppose you must provide proof of new insurance, evidence of a forfeiture tag, or proof of sale. In that case, You will be provided with a fax number or email address and a reference number to include on the cover sheet or subject line of your email. If you plan to switch insurance companies, make sure that you cancel your Geico policy on or after the effective date.
Once you have canceled your Geico policy, request that you be sent a written confirmation and obtain a confirmation number. If there is an error in billing and billing for services after the effective cancellation date, it is needed to prove that the policy has been canceled. As of publication, Geico’s customer support helpline is available 24 hours a day, seven days a week.
Payments, Fees, and Refunds
When you have purchased or renewed your auto insurance policy with Geico, you signed a contract for a six-month or 12-month term. If you choose to make a down payment and monthly payments in the future, you may have to pay a prorated rate up to the effective cancellation date of your policy. If you originally paid for the policy in full, Progressive must return a portion of your premium from the effective date of cancellation to the original end of the policy. Geico may charge a small cancellation fee, depending on your state’s laws regarding cancellation insurance. Fee cancellation fees and limits vary by state but are generally minimal.
