{"id":8493,"date":"2022-06-10T11:57:39","date_gmt":"2022-06-10T11:57:39","guid":{"rendered":"https:\/\/zaratechs.com\/?p=8493"},"modified":"2022-06-10T11:57:39","modified_gmt":"2022-06-10T11:57:39","slug":"cleaning-company-insurance-professional-liability-policy","status":"publish","type":"post","link":"https:\/\/zaratechs.com\/cleaning-company-insurance-professional-liability-policy\/","title":{"rendered":"Cleaning Company Insurance: Professional Liability Policy"},"content":{"rendered":"\n
Straight to the point: Insurance for the Cleaning Company<\/strong> is not mandatory by law but it is essential to manage your company with peace of mind. The signing of a Civil Liability Policy<\/strong>, in fact, envelops you and your employees. In a safety net made to support you in your time of need. And avoid that you find yourself having to face unexpected and often unsustainable expenses alone.<\/p>\n\n\n\n A Cleaning Company Liability Policy<\/strong> will allow you to protect your personal and corporate assets. <\/strong>Since the possible claims for compensation that may be made to you by third parties during the period of validity of the contract will be taken over by the company you have entrusted to. Only in this way will you be able to enjoy that lasting serenity. That will help you run your cleaning company<\/strong> better. And, not to be overlooked, you will be able to face, without wavering, the claims for compensation. Generated by professional errors or work-related injuries of employees. <\/p>\n\n\n\n A Cleaning Company Professional Liability Insurance<\/strong> covers the civil liability of the cleaning company<\/strong> towards third parties.<\/p>\n\n\n\n keep your company’s assets unharmed. If you or your employees unintentionally cause damage to third parties<\/strong> during the course of their work.<\/p>\n\n\n\n Should a claim arise, it will be paid by the company with which you took out the policy. Of course, the civil liability of a cleaning company<\/strong> also applies in the event that one of your employees suffers an injury. Let’s assume that one of your employees suffers a serious injury. Maybe while he is busy cleaning at a supermarket or condominium. In this case, the Professional Liability Insurance<\/strong> to protect your Cleaning Company<\/strong> will be activated in your protection. Compensating the injured employee, only if you have added a guarantee called RCO<\/strong> to your policy. This is the Civil Liability guarantee towards Work Lenders<\/strong>. Call in RCO<\/strong> lingo. By purchasing this additional guarantee, the coverage offered by your Cleaning Company Liability Policy<\/strong> will be even greater. Since he will indemnify you how much you would be required to pay as compensation. For bodily harm suffered by your employees in the workplace.<\/p>\n\n\n\n The insurance products present on the Italian market today are really many. Especially in the business environment. This is why it is worth briefly reviewing 3 types of policies<\/strong>. Which can definitely provide your cleaning business with<\/strong> a complimentary level of protection. Compared to that provided by a Professional Civil Liability Insurance<\/strong>.<\/p>\n\n\n\n 1. Accident policy<\/p>\n\n\n\n 2. Legal protection insurance<\/p>\n\n\n\n 3. Office policy<\/p>\n\n\n\n With the stipulation of Accident Insurance to cover the owner of the company, the insured receives compensation. For physical damage suffered by himself during work activities. This policy becomes even more important if you run a sole proprietorship. And you are the one who takes care of the cleaning work.<\/p>\n\n\n\nIn particular<\/h2>\n\n\n\n
Professional liability policy for the cleaning company: what it covers<\/h2>\n\n\n\n
The purpose of this insurance coverage is this:<\/h3>\n\n\n\n
In other words<\/h3>\n\n\n\n
3 Insurance Covers That A Cleaning Company Should Never Overlook<\/h2>\n\n\n\n
The 3 insurance coverage that a business owner should never underestimate are:<\/h3>\n\n\n\n
Let’s take an example<\/h3>\n\n\n\n