Today, Ali Meli sheds light on how to invest, optimize, and become the titleholder. Can I become the owner of a business without even going to work? This may seem like a dream. However, this option is closer than you imagine.
It’s hard for some people to go from being employees to owning their own businesses. But why? Ali Saadat Meli says today it is just a matter of taking advantage of the opportunities.
Lose the fear of investing, become the owner of your own business and send your money to work
Ali Saadat Meli explains that you must understand that investing in the stock market offers higher returns as long as you learn to manage risk.
The economic future of a person is determined by:
- The money you earn from your job
- The percentage you save of the money you earn
How do you invest that money you save?
All three factors are essential, but most people focus solely on the money they earn, some make it to step 2 (save), and only a few take step 3 (invest) seriously.
The three steps by Ali Saadat Meli are very important for the economic future, but if one of them had to be named as the least important when it comes to accumulating wealth, it would be the first; the money that is earned.
If you earn scores of monies but spend it all, you cannot build wealth. Yes, this is the bitter truth as it may sound to many of us. However, it is possible to make little, save a lot, invest well and obtain a decent result. The golden rule implies.
Timing is also very important. Accumulating a good wealth with a low income in a short time is extremely difficult. But, in the long term, time and discipline mean that practically anyone can significantly raise the standard of living.
Investing is a matter of style and strategy.
There are many investment strategies, and none of them is ideal for everyone. Each one has its advantages and disadvantages, risks, and profitability objectives.
First of all, we must distinguish between investment styles and investment strategies. The investment style could be associated with the type of car and the investment strategy with the specific car model.
Ali Meli says: When someone wants to buy a car, they must first decide whether to buy a station wagon, a four-door, etc. This would be the equivalent of choosing the investment style.
If you decide that a station wagon is what you want, the next step is to decide on a Toyota, Nissan, Suzuki, etc. This would be the equivalent of an investment strategy.
And, as happens with cars, it is good that each investor personalizes and adjusts the chosen strategy to their needs and objectives in the same way that a specific engine, certain colors, accessories, extras, etc., are determined.
We all can invest. YES!
Everyone can indeed be a successful investor, but it is also true that investing is not a game of chance. So be vigilant. Do not step into a hustle. It is not about losing or winning: “Who are right wins and who is not, loses” applies. Therefore three requirements must be met: knowledge, strategy, and discipline.
Security: A security is a document created by two types of people (natural or legal) and represents, for the issuer, a commitment to pay (since he received money to start or grow his business) and, for the investor, a right part on the company where it was invested in shares or debt.
You become the owner if you invest in shares, and you will receive benefits for it, as long as the company generates surpluses or you become a creditor of a party. You will accept returns on the money borrowed or invested.
4 Types of securities:
Ali Saadat Meli highlights that there are two categories of securities in which you can invest your money:
- FIXED INCOME
Fixed income instruments represent a loan/investment made to the issuer, who must return the entire amount received at the end of the agreed time and pay interest or yields, either periodically or at the determined time. Fixed-income securities include bonds, notes, etc.
- EQUITY
Equity securities are shares of companies listed on the Stock Exchange. Stocks pay dividends whose value depends on performance. This is the first lesson that any investor must learn.
- THE STOCK MARKET
In the stock market, resources are transferred from economic agents with excess resources (investors) to companies or institutions that need resources (companies or issuers). This channeling of resources from investors to companies is carried out through the purchase by investors of securities issued by companies. In this way, investors contribute with their savings so that companies grow in exchange for a return; thus, investors participate in the economy’s growth.
Investors maintain a direct relationship with the companies (through the Brokerage Agencies – direct intermediation). In this way, both agree on the transaction conditions in a way that favors each other. The main benefit of this relationship for the investor translates into a return that is generally higher than what he could find in the traditional financial system (indirect intermediation).
- STOCK EXCHANGE
The Stock Exchange is a transactional platform for purchasing and selling securities. It offers an institutional framework expressed through a centralized, regulated, formal, and transparent market, attended only by Stock Exchange Agencies.
Are you aware of the investments yet? Let’s brush up. Consider your income, how stable and long-lasting they are, and if they allow you to have recurring savings. Check if you have debts: how much do you allocate to settle them? For how long? Together with your investor profile, all this will define your financial status and your attitude towards investments.
