Whether you want to purchase a refrigerator, a high-end DSLR camera, or fitness gear, it will probably mess with your savings. Although there are countless options for shopping across all categories, most of us cannot afford to buy everything we want. The greatest option is to purchase more expensive items on EMI in order to close this difference. With the Insta EMI Card, you may use no cost EMIs to finance large purchases.
Your monthly budget and income with the card determine how the total expense is split into smaller payments. You may purchase your favorite things later without paying for them upfront. Use the card when shopping to take advantage of additional benefits and attractive deals. You can generally shop more conveniently and with more satisfaction thanks to the Insta EMI Card.
Various Features & Benefits of Bajaj Insta EMI Card
- A fantastic experience purchasing online
Shopping with ease from the comfort of your home is a true blessing. You can browse for a large range of things at any time of day without having to push through crowds. Affordable prices and perks like no down payment and free home delivery are yours when you purchase from the online retailer using Insta EMI Card. Top online retailers like Amazon, Flipkart, and others also accept cards for purchases.
- Affordable offline shopping
Online buying is certainly more accessible and convenient, but there are some instances where it cannot be compared to traditional purchasing. Shopping in actual stores is especially advised when purchasing expensive goods like electrical devices, accessories, mobile phones, etc.
With convenient installments, Insta EMI Card enables you to buy the newest items at partner stores like Chroma, Reliance Digital, and Vijay Sales. High-priced items can be purchased using the Insta EMI Card on No Cost EMIs, relieving you of the strain of making one large payment. In order to purchase more easily and conveniently, you may find a wide variety of partner stores in different cities.
- Take advantage of up to Rs. 2 lakh in purchasing power.
Insta EMI Card can allow you to purchase anything without affecting your monthly budget, whether you need expensive furniture, phones, or household items. The card offers zero down payment, no cost EMI, and a purchase limit of Rs. 2 lakh. Additionally, you can take advantage of a variety of offers and discounts to further reduce the cost of your purchase.
- Obtain immediate access via a 100% digital procedure.
Insta EMI Card application process is fully digital and can be finished in a few minutes from your smartphone. Visit the website, enter the necessary information, and pay the joining costs, and your application will be ready. Instant activation of your card makes for an easy and cost-effective buying experience. You must install the Bajaj Finserv app on your smartphone in order to use the Insta EMI Card.
- Flexible loan repayment terms
Once you have your Insta EMI Card, you can take advantage of no cost EMI plans and offers to keep your financial health in check. Aside from the convenience, Bajaj Finserv allows you to repay the loan over a flexible period of up to 24 months. This way, you can choose appropriate EMIs that you can easily manage each month. So, if you want to buy new furniture or a high-end kitchen appliance, you can do so without jeopardizing your financial situation. In addition, if you prepay the loan, there will be no foreclosure charges. As a result, it is a no-brainer.
- It comes with a pre-approved Loan.
When you apply for an Insta EMI Card, and your application is approved, the card comes with a pre-approved loan amount of 2 lakh. You can use the card to shop in over 3,000 cities and over 1.2 lakh partner stores.
- Feature of adaptability:
The card allows you to divide your purchases into small and manageable EMIs, and you can choose a repayment term ranging from 3 months to 24 months.
- Involves less paperwork:
When applying for the Insta EMI Card online, you only need to submit a few primary documents. After that, you will not need much documentation to make a purchase.
- A feature of an e-wallet is included.
Your Insta EMI Card is not required to be carried with you while shopping after you obtain it. It would be compatible with the wallet app so that you could use it.
You may enjoy your shopping experience without having to make concessions to your wish list thanks to the more than 1,000 exclusive deals from partner stores. With more than 1 million items, you can find whatever you require without going elsewhere. Additionally, you can benefit from repayment with 1-EMI off and cashbacks in addition to discounts and more. The reasonable tenure range of 3 to 24 months makes it simple to repay your shopping debt. This enables you to enjoy year-round economical shopping.
